To be eligible applicants must:

•  Have a steady and dependable income
•  Demonstrate a reliable credit history
•  Demonstrate the ability and willingness to repay debts when they are due
•  Be a U.S. citizen, or be legally admitted to the U.S. for permanent residence
•  Meet Rural Development’s “Adjusted” income limits for the county in which they are purchasing
•  Qualify within the flexible guidelines offered by Rural Development for housing and debt loads
•  Purchase a new construction or existing dwelling located in an eligible rural community
  
  
•  0% Down                                                                  
•  100% Financing
•  30 Year Fixed Interest Rate
•  Flexible Credit Guidelines
•  Flexible Qualifying Guidelines
•  No Maximum Purchase Price
•  Lower monthly payments